Mortgage Compounding If I Get 5% On My Savings, And I Pay 5% On My Mortgage On The Same Amount Of Money Is The Compounding The Same?

If I get 5% on my savings, and I pay 5% on my mortgage on the same amount of money is the compounding the same? - mortgage compounding

it seems that my mortgage interest is always taken with smoke and mirrors composition and calculated differently, but leave interest rates unchanged.

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